In addition to Canada's comprehensive education system and excellent teaching quality, Canada is also a country that is very suitable for pensions. Among the top five global livable cities, there are three seats in Canada: Vancouver, Toronto,! Let's take a look at the pension benefits that immigrants can enjoy after getting the Canadian Maple Leaf Card!

Canada Pension (OAS)

Canada's legal retirement age is 65 years old. Regardless of its assets or income, Canadian residents are eligible to participate in the "elderly protection project (elderly)" in Canada for more than 10 years.

The government does not automatically pay pensions after retirement age. It must apply it to the government within December of his 65th birthday before getting pensions. In fact, pensions are similar to China's lowest living security fund. The amount of pensions should be determined according to the short -term life of the applicant's life in Canada, and the federal government is allocated monthly.

The collection of pensions has nothing to do with assets or income and no donation is required. Instead, this depends on the year of residence. New immigrants cannot enjoy full pensions.

Pension collection requirements:

All Canadian citizens and permanent residents can apply for pensions over 10 years after living in Canada over 18 years old. Canadian citizens and permanent residents living overseas also apply for at least 20 years.

Pensions can be collected every month, and they can get all the pensions of 40 years in Canada.

The Canadian government increases the number of pensions every three months according to the "residential consumer price index". At present, the total annuity of the elderly is $ 546.07 per month. If you have lived in Canada for 33 years, you can get an annuity of $ 450.50 each month. The specific calculation method is as follows: (33/40) * $ 546.07.

Canadian Pension Plan (CPP)

Canada's pension plan (plan) began in 1966. Make sure that suppliers will not fall into economic difficulties when conclusing their retirement or death or death due to disability or death.

Canadian pensions have collected the benefits of employees, employers and self -employed people, and Canadian pension plan investment funds. All Canadians can buy the "Canadian Retirement Plan" during their work. According to the total number of purchases and extraction methods you decide, determine the specific income you can get after retirement. The Canadian retirement plan is usually deducted from the monthly salary.

In addition to Quebec, it is implemented in other provinces in Canada, and Quebec's pension plan (QPP) also provides similar benefits.

When can I receive CPP pensions?

The standard age for accepting CPP pensions is 65 years old (one month after a 65th birthday). However, you can reduce the CPP pension as soon as possible on his 60th birthday. If your welfare starts at the age of 65, you can also enjoy the increase in pensions.

1. Choose a retired pension at the age of 65 and start receiving pensions one month after his 65th birthday. The amount received is 25 % of your average monthly payment income during your payment.

2. Choose a person who accepts pensions 60 to 64. This means that among those who start to accept CPP pensions at the age of 60, only those who have obtained CPP pensions at the age of 65.

3. Choose those who receive pensions of 65 to 70 years old, and the number of pensions they receive will receive a number of retirees received by more than 65 years old, and 0.7 % (8.4 %) will be received each year. At the age of 70, more than 42 % of those who received retired pensions received pensions at the age of 65.

Canadian agricultural food processing pilot immigration project

Canadian agricultural food processing pilot immigration is a federal immigration project launched in July 2019. It aims to meet the country's labor needs and solve industry difficulties related to agriculture in Canada! The plan is planned for three years, and 2,750 applications are planned each year.

Application status

1. Full -time discount provided by non -employers

2. The level of English or French reaches CLB4

3. Equivalent to Canadian high school and above

4. In the past three years, I have at least one year of work experience

Work experience must be obtained during the temporary work visa period

Temporary work visa is obtained through LMIA application

5. Enough

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